Glossary/AI Search & Emerging/Copilot Checkout
AI Search & Emerging
Copilot Checkout
Microsoft's in-chat purchasing in Copilot, launched January 2026 with PayPal, Shopify, and Stripe, where the merchant stays seller of record.
By Brandon Mina·CEO, BrandPilot AI·Updated November 2026
Short answer
Copilot Checkout is Microsoft's in-chat purchasing feature in Copilot, launched in January 2026 with PayPal, Shopify, and Stripe. It lets users buy products without leaving the conversation. The merchant remains the seller of record, retaining responsibility for the transaction, fulfillment, and customer relationship while Copilot handles discovery and checkout flow.